pension now is a good social assistance from the state, so she was so glad many of the elderly.Indeed, in their old age, it is almost impossible to work and work for the state.So it was invented and counted all pensions and species which may receive retired in turn.
What affects the calculation of pension benefits?
seniority If the person does not, upon reaching a certain age, he will receive the minimum pension age.If seniority in humans is still there in the background, he always asks himself the question: "At what pension I still can not claim, and what that size depend on?"
What kinds of pension payments exist in Russia?
begin with, that the pension can be paid not only after a man 60 years old, female 55 years old.There are several types of payments:
- labor pension, as mentioned above, shall be paid for work experience when you reach a certain age.
- disability pension.The minimum amount of the disability pension will depend largely on the group.
- pension relating to the loss of a breadwinner.It is assigned to citizens who were previously dependent on the now deceased.
- pension, which is assigned to citizens without seniority.
- pension granted to certain categories of people - soldiers, government officials, astronauts affected by radiation, etc.
pension in Russia is currently
So what is the size of the minimum pension in Russia today?First of all it depends on the subsistence minimum in that region or area where the pensioner resides and is registered in the community.
largely benefits have big cities, the capital and its region.The minimum pension in Moscow, will largely depend on the level of life, price and policy of the city, as well as the country.It should be noted that the size of pensions in this situation will be much higher than the amount that is paid in smaller cities or in areas that are far from the capital.
size of pension payments may not always hold human
By and large, the size of the minimum pension is not always comfortable with people.Due to the fact that there may be problems with work, often a citizen simply can not afford to accumulate the necessary experience, which is reflected in the amount of his pension paid by the state at a certain age.
But no one will be able to appeal against the size of their pension because he was deemed too long ago.Moreover, in this process, we attended special financial analysts and experts of Russia.The minimum pension can not be changed just like that.However, it may affect a large number of factors that are involved in promoting the economy of the whole country.
In this connection, there was a similar situation?
need to understand one simple fact.Life in the cities where the population exceeds one million, is much more expensive than staying in small towns.That is why the cost of living in such areas is higher.Accordingly, the price of the products out there are not small, not to mention the cost of travel and utilities.In those cities, which are located far from the capital, the prices of services and products is much lower.On this basis, we can say that the minimum pension will be different.
when possible social and common co-pay?
However, the bill is the norm, according to which a person may rely on common social and surcharges in the situation when the minimum pension is less than the legal minimum wage.Surcharge is made in such a size that would be enough to bring the pension payment to the required size.An additional amount of money comes from the federal budget.
conventional pension payments are divided into two parts
Retirement can be divided into two parts.In addition to payments, which are held at a certain age, a person charged money for seniority.Thus, the pension is divided into funded and insurance.In order to make calculations on the amount of the final pension payments, you must use special software - a calculator.It was created specifically for this purpose.
possible to increase pension payments?
There are some cases that are still able to influence the size of the minimum pension in Russia.
- If you receive a part pension is indexed relative to each other.
- If there are dependents of the pensioner.
- If people reaching retirement age does not stop working.Thus, it increases not only the part of their pension, which is funded, and insurance.
minimum pension today
To a man been recorded minimum retirement pension, from a need to have a continuous five-year work experience.Because of this, and will be made all the necessary calculations of taxes that are transferred to the State at the time of receipt of wages.
In the event that the minimum time a person is not available, a man reaches 65 years of age will start to receive the minimum benefits package.Woman pension minimum amount will start to receive it after reaching the age of 60.
maximum pension
maximum amount determined in advance is almost impossible.On its size will affect the length of service, as well as the kind of human activity and the age at which will be accrued pension benefits.
course, everyone knew that to get larger pensions will need to work very hard, work hard.Experience, which is recorded in the workbook must be large enough.Only in this case, pension payments will have another, more significant size.
Instead of conclusion
Now you know what determines the value of pensions in Russia.Of course, hardly anyone would argue that these aspects influencing the calculation of a sum of money, are untested.If a person does not have work experience, and the state can not make the appropriate payments.So, summing up, we can say that everything is in your hands.Only you can affect the size of their future pension, and not someone else.If you want to provide for his old age, it is time to think about it right now.
