Recently, citizens are more likely to use such a service as renting safe-deposit box.This is due to the fact that the house completely safe to store valuables in the bank they are securely protected.In addition, when you make a purchase and sale agreement the two sides once again to insure themselves against possible fraud by storing everything you need to deal with the bank.
rent cell can any man.To do this, just need to contact the bank to find out whether it provides such a service, and if so - to conclude the relevant contract with him.This document can prescribe conditions for access to third-party cell.They can be relatives of a notary, lawyer, appraiser or any other person.
deposit box is a personal and secure storage of personal belongings.The financial institution guarantees confidentiality, so you can be sure that no one finds out about its contents.Bank employees have no right to ask that it plans to keep the client in the cell.Yet, if it is suspected that there kept something from the things prohibited by law, the safe will be opened without permission and cause a detachment of police.The list of prohibited items appear on drugs, chemicals, weapons.
As for the term of the lease deposit box belongs to the client, it can open only the lessee, albeit in the presence of the clerk.Safe opens two keys, one of which is stored in the bank, and the other - the client.It should be noted that the financial institution is not responsible for the safety of cell contents, so in case of loss of the contents of the bank will not reimburse the losses.To protect yourself, it is possible to conclude an additional agreement, obliging the bank to be responsible for the safety of existing in a cell.Only in this case will have to make an inventory of all things.
Another advantage of this service can be called that in the cell does not extend the bankruptcy of a financial institution.After all, in fact, belong to a bank safe deposit boxes, but not their contents.Individual bank cells have some disadvantages.For example, if there storing money, they will not work in the case of deposit.But it is possible inflation - and then all the "treasure" just depreciate.
deposit box is a pretty reliable storage, so the robbery of her experience is not necessary.Yet history remembers several cases where the contents of safe deposit boxes are not saved even sophisticated security.But the alarm system installed not only indoors, but also on each individual cell!But there are times when the bank is powerless to change anything, and forced open the cell, thus breaking the contract.One such example is the case of 1917, when, after coming to power, the Bolsheviks ordered the confiscation of all the values of the cells.The modern world more civilized, so the opening of the cells occurs very rarely.
deposit box belongs to the client only a specific period of time.After the end of the lease term, he must pick up his property or to extend the contract.If the deadlines have expired, and the client has not taken away his belongings, the bank created a special commission, the staff opened the cell, and then transmit the contents of the vault of the main bank.The client has the right to take his pre-compensate the Bank for storage costs.
