Bank "Russian capital": reviews

Bank "Russian capital" - a large financial institution, which has about 140 offices and divisions across the country.The head office of a credit institution registered in Moscow.The Bank has positioned itself as a universal credit organization dedicated to servicing corporate and private clients.He is currently a subsidiary of ACB and fully controlled by the state-owned corporation.


the first time the bank "Russian Capital" was registered in 1993 under the name "Rokabank."During his tenure, the credit institution several times changed its name and legal form of organization.Today it operates as a PAT Bank "Russian capital".

during the banking crisis of 2008, the credit institution faced great financial difficulties and was forced to apply for readjustment.Originally it was planned to carry out financial restructuring that will NRK.But for various reasons the bank "Russian Capital" had to sanitize itself DIA.As a result, it became a subsidiary of a financial institution of the state corporation.

During the period from 2010 DIA join the "Russian capital" several smaller credit institutions.Among them:

  • bank "Tarkhany" from Penza;
  • Samara Commercial Bank "potential";
  • "Ellipse Bank".

Bank "Russian capital" currently offers a full range of banking services to private and corporate clients.Among them: the maintenance of current accounts, loans, card products, deposits and other.Actively works in the mortgage market.


bank "Russian Capital" accepts deposits from individuals in rubles, dollars and euros.Depending on the program selected and the conditions of the deposit term may range from 3 to 36 months.

distinctive feature of the conditions offered by this financial institution - a higher interest rate compared to other banks, whose shareholders are the state structures.


Individuals bank "Russian Capital" offers a variety of loan programs.You can draw cash consumer credit, car loans or mortgages.

Bank pays special attention to the mortgage programs.For each category of customers, there are some proposals, allows you to purchase real estate loans on the most favorable terms.Available mortgage program with state support, allowing us to obtain lower interest rates for the purchase of apartments economy class.

clients who want to issue consumer credit is also available several programs with different rates.The maximum term of the loan can be up to 15 years.

Corporate Services

important activity of the bank "Russian capital" is to serve corporate clients.For them offered favorable conditions for the opening of current accounts, acquiring services and collection, payroll cards for employees, corporate lending.

convenient financial management system is provided by established client-bank, which allows the current account transactions directly from the office without having to go to the police.


Bank "Russian capital" responses received mostly positive.It is not by accident.At the moment this is the only lending institution with state participation, offering comparable with commercial banks interest rates on deposits and loans.For easy interaction with customers financial institution for individuals is available online bank, and for the organizations - the bank client."Russian capital" has a wide branch network, which also has a positive effect on the ease of use of services.

Many customers use the services of credit, note the convenience of interaction with the bank.A large number of departments allows you to make monthly payments in a convenient location, without any fees.Also, many say the friendly staff and quick service.

among bank depositors often positive feedback causes the attention of staff to each client.At the end of the deposit term, in most cases receive a call from the department with a proposal to order the funds on the date of termination or pick up conditions for a new investment.It is not the obligation of the bank, but just a good practice that other near-state financial institutions, as a rule, do not differ.

Over the years, the bank "Russian capital" has earned a sufficient number of positive reviews.Naturally, there are also customers with claims, but the credit organization is trying to solve the problem as soon as possible.