One of the activities of any bank are investments.The investment activities of the bank stated in a specific document that is stored in the credit institution.Of course, that their investment strategy defines only the bank.All basic aspects of the investment process, recorded in the so-called Memorandum of bank investment destination.
Viewed Memorandum contains provisions such as: Bank of priorities when investing, the formation of the Bank's securities portfolio, the ratio of the different units of securities in the portfolio investment.In addition, it should be noted that the memorandum is absolutely necessary to indicate the strategy for a process such as the formation of a portfolio of securities, their type and number, as well as procedures for their implementation.Additionally, it should be noted that the above-mentioned document, the credit institution must specify the list of persons who have lawful authority for the acquisition of securities and changes in the process of formation of a portfolio of securities.Meanwhile, leaders of credit institutions, main provisions and instructions that operate the bank and deal with a specific group of people.All the provisions in force at the bank, should be aimed at improving the investment policy of the credit institution.
Deposits of credit organizations in securities are divided into three major types depending on the purpose of their purchase.A contribution to the object in question the civil rights purchased for sale in the following form, then there is a portfolio of securities the age of six months.Next view - a contribution to the object in question, the paper was bought specifically for investment purposes, and are stored in the bank's portfolio of more than six months.Further, similar actions considered in the paper, the acquisition of which the Bank has a responsibility to reverse resale market some time later.This is short of such a process is the formation of a portfolio of securities.
Negotiability securities specified in law.This concept suggests agreements civil law characteristics that define the competences of the transition of ownership of the object in question legal relations.Thus, the theory of jurisprudence all securities transactions empowers term treatment, but only after the issue.However, determining the actions considered for placement of securities emission character as the stages of the legislator once again indicates that this alienation of securities by means of the emission properties of the registration of transactions civil law.If we talk about a combination of the two concepts, it is likely due to the imperfection of the law governing the legal relations.Still, the appeal of this species of securities, it should be understood clearance agreements civil law, which involve the transition proprietary rights on the property after the issue.
Features securities contained in that they are liquid, ie there is a very real opportunity to realize their property at any time.Paper - a document that reflected the property relations and defined capital.The object in question may be not only in the form of a document, but take the form of records.Upon presentation of the paper, you need to submit details of the security itself must have some form of law.The characteristics of the securities under consideration consists in the fact that they can be as an object of state level, municipal level, federal securities and corporate entities.Paper may have recourse to the economic turnover, and not to go on the market.
