In modern life, not all organizations engaged in insurance activities of citizens and legal entities, operating exclusively for the benefit of its customers.There is a set of controversial cases in which it is difficult for citizens to defend their rights.The government is trying to resolve the problem, which was created by the Federal Service for Insurance Supervision.The main task is to check the service firms to fulfill their obligations in good faith.
So every person who believes that his rights have been infringed can complain or to apply, and the Federal Service for Insurance Supervision will review it and take appropriate action.In the first place, checked the legality of the legal entity to which the complaint.Then we study in detail the work of a particular insurance company.The fundamental factor is considered to be the fulfillment of all applicable legislation.Moreover, the Russian FSIS responds even to the claims carried out verbally through a phone call.However, for greater certainty should personally visit the service and write a statement in the prescribed form, then the victim will be grounds for appeal to the higher authority of the judiciary in the absence of proper attention to the issue.
Federal Insurance Supervision Service of the Russian Federation publishes its registered office in specialized media and on its website, so the application can be sent by post - there are times when a person has no opportunity to appear in person, and the problem requires immediate intervention of supervising bodies.
Particular attention should be paid to the process of drawing up a complaint or application.In order to get a result, we have to elaborate on the essence of the conflict situation and its causes.Do not forget that even the control area need a good reason to check irresponsible companies, in this connection, should bring certain clauses that were not performed by the insurance.The rationale may serve as late payments or a complete rejection the transfer of funds to the beneficiary.
After reviewing the complaints the Federal Insurance Supervision Service decides whether to take any action.On the basis of the facts of the injured party inspector submits a request to the guilty party.The insurer is not entitled to ignore the request of a state body, so he is obliged to promptly submit all available documents on the case.If it was recognized the fact of violation of the established agreement with the insurer client, sends him the inspection requirement, according to which entity should correct the error.For example, to pay the amount specified in the agreement to his client.Otherwise, the Federal Service for Insurance Supervision takes away the license of an insurance company without the right of recovery.