Credit card "Corn" - reviews.

credit card - this is an analogue of a bank loan, one way of borrowing funds.It has a lot of advantages: is issued in minutes, valid 2-3 years.The customer gets access to the revolving line of credit, under the condition that he would repay the debt in a timely manner.Even five years ago, a tender can be issued only in the bank.Today it is actively offer large companies and networks.In this article you will learn what a credit card, "Corn."

essence

As mentioned earlier, credit cards are analogous to a bank loan.But they are emitted from the other end.The main purpose cards - payment is not large purchases in the store or online.If the holder during the grace period time to return the funds to the card, he will not have to pay interest for the service.The costs will be included only the cost of issuing and annual usage.Most cards issued by international payment systems.They can be used not only in the country of the issuer, but also abroad.

Another advantage of credit cards is a grace period of service.Most often it is 50-60 days.This means that if a customer to withdraw money and time to bring them back within the stipulated time frame.That rate is for the use of funds is 0%.Each bank their own terms.In most cases, the discount only applies to non-cash payments.

Cards from large companies

Initially this tender offered only by banks.But in recent years they began to produce as large companies.In particular, the Russian Messenger and Euroset began to actively propose to issue a credit card, "Corn."Issue and service of the first carried out in collaboration with the "Renaissance Credit".Issue of cards to Euroset engaged in non-banking credit organization.The choice offered to customers several service packages with different limit, the service rate and a grace period.At the same time, you can make a request in the bank office or via the Internet.

«Corn» credit card: Coherent conditions

Even if customers have problems with confirmation of the level of wages, they can still arrange a payment instrument.To compile the application need only a passport.The card is issued by the client in age from 24 to 57 years, provided that they have a positive credit history.The application can be submitted via the Internet site connected.In that case, the card is sent to the customer by mail within 1-2 days.The maximum allowable loan amount - 300 ths. Rub.In the case of repayment of the debt within 55 days, the customer will not have to pay a service fee in the amount of 24.9%.

Offer Euroset

Customers who make purchases in the salons of cellular communication can draw a map of "Corn."They offered first funded debit card.For all purchases in a special account to earn points that can then be used for payments in the retail partners.For registration need only a passport and mobile phone number.These data will be used to enter the personal cabinet.To obtain a PIN, you must call garjachego line within 2 weeks from the date of registration of the application.

Opportunities holders:

• to issue loans;
• pay for goods;
• to make long distance calls for a loyal tariffs;
• transfer funds in Russia and abroad;
• accumulate points to pay for goods in stores-partners.

How to get a debit card "corn" from the Euroset?

Applications will be accepted in the salons of mobile communication in the network of pharmacies Dr. centuries.In the first case, the customer must perform one of these actions:

• buy any goods in the amount of 1 thousand. Rubles;
• make $ 100 on the card in the future to spend it on buying
• make a transfer to one hundred rubles.

to get a blue card Corn World, you need to update your account by 3 thousand. Rubles, and immediately spend the money.

Online Doctor Stoletov is issued if the client one of the following conditions:

• exchanged pharmacy discount card "Corn";
• acquire goods worth 1000 rubles .;
• Will buy the card for 199 rubles.

In both cases, the customer must present a passport.Procedure takes 5 minutes.By its completion in the phone holder comes SMS with the code.He required in all dealings with the Support Center.

How to get a credit card, "Corn" from the Euroset?

Separately produce a payment instrument is not necessary.It is enough to apply for a loan on an existing debit card "Corn" through the site of one of the partner banks:

• Home-Kerede;
• Renaissance;
• Russian Standard;
• Mig-credit;
• Alfa Bank.

Map "corn" with a credit limit is universal.You can use it to buy goods on the debt and accumulate points.

comparison of terms of service

For credit through Euroset salon, you need to present the card and a passport.If approved, the money is immediately credited to the account.Bank Renaissance provides customers with the most favorable conditions of service of the product "Credit card" Corn. "User reviews confirm this:

• grace period - 55 days;
• maximum limit - 300 thousand. Rubles;
• % rate - from 24,9% pa;
• amount of the minimum payment - 5%, a minimum of $ 100;
• penalty for violation of the terms of payment - 750 rub .;
• insurance - another service that can be connected to a bank credit card product, "Corn."

My account

All holders of payment instrument can view the balance history and perform transactions through the payment office on the same site.First you need to register in the system.To do this on the home page to click on the link "Get password" in the new window enter the 13-digit bar code on the back of the card and date of birth of the holder.On the go mobile SMS with a temporary password.This will open the page of the Personal Cabinet, from which you can manage your account and view history.Credit card "corn" is produced Mastercard.Through the website you can bind other payment instrument of the same system and use it for instant transfer of funds between accounts.

Use Cases

• in any retail outlets, restaurants, cafes, gas stations, where accepted MasterCard can pay for the services.For each transfer the customer will receive 1% of the purchase amount to the bonus account.Accumulated points are then converted into real money that can be used in partner shops to pay for goods 10 bonus = 1 ruble.
• Commit remittances in the countries of the CIS and Russia.
• Use the card for international calls through IP-telephony service.

Features

In the case of purchases, the price of which is set in a foreign currency, the conversion takes place money at the exchange rate ruling at the date of the transaction 2%.They blocked the account.After the settlement with the card is debited the purchase to convert the CBR exchange rate for the current day.Needless blocked the money back to the account.

Example: customer paid for the goods in a foreign online store May 1 at $ 100 USD.That day was set rate of 30 rubles per $ 1. On the couple will be reserved: 100 * 30 ± 2% = 3,060 rubles.Confirmation of payment come May 5th.On this day, the rate was 30.1 rubles.Then, the account will be charged 100 * 30.1 = 3010 rubles.Difference between 3060 -3010 = 50 rubles will be unlocked.

Disadvantages

lot of problems arises from the holders of the fact that issued the credit card is not called "Corn."Guest is confirmed.Abroad, not all vendors accept such cards for payments.So that payment for goods in a shop may have problems.But to withdraw money from an ATM will be.The second disadvantage is the need to deposit funds only through the interior of communication with other cards or MasterCard."Corn" from the Euroset can be replenished through QiWi.The Commission for the operation - 2% by 20 rubles.

Conclusion

Credit Card "Corn" - a universal payment tool.With it, you can withdraw cash, pay for goods and at the same time to accumulate points.Card is issued in the salons Messenger, Euroset, drugstores Doctor Stoletov.The customer can choose one of several maintenance rate.No fees shall be paid only through the shops of cellular communication or tied through personal cabinet card MasterCard.In other cases, the customer will have to pay 2-3% fee intermediary.