How to open a pawnshop?The answer to this question more and more people are interested.Many people are now beginning to understand the whole profitability of such an enterprise.This business generates income under any circumstances.Similar points have started to appear in our country not long ago, namely in the 18th century.Skeptics will say that now abound banks and various lending institutions.Why go to a pawn shop?Paradoxically, such offices are in great demand among people from different walks of life.According to various statistics, in our country every year becoming customers of pawnshops several millions of its inhabitants.Competition in this field is quite tough, so the answer to the question of how to open a pawnshop, to help find a business plan.It is best to order the preparation of its professionals.
It is understood why so many people willing to become customers of pawnshops.Of course, all attracted by the simplicity.In order to get a loan, you do not need to collect a pile of certificates, as well as to explain in detail why you need it.Please note that your clients may be the only people who have reached the age of majority.The maturity of the loan, usually 30 days.In the interest rate valuation of property is different.Suppose, for household appliances, it is usually set to 50 percent, and as for gold ornaments and articles, you can ask for and all 80 percent.You must be prepared for the fact that the bulk of your turn will make jewelry products.That it often brings people in pawn shops.For you, it is beneficial and not troublesome.For example, to take a pledge of the machine, you will need a special parking.
to open a pawnshop, you need to know how to work with clients.The transaction is usually made as a pledge ticket, in fact, this form of strict accountability.You will need to register the state of emergency.Please note that you will need to obtain a license in the executive bodies of the Russian Federation, the resolution on the same activities.Getting her pay.
How to open a pawnshop?Of course, you need to find and rent a suitable property.And to do it is by law to obtain a license.After all, such a document will be given to you only if you have the room to be, different, equipment, security system and so on.If you live in a small village, it is best to find a space in the center.Those who decided to open a pawn shop in a big city, can choose and sleeping area.
You have to decide what will be the specialization of your office.Based on this, and you search the premises.After all, if you decide to accept not only jewelry, but also, for example, household appliances, need a warehouse.Experts recommend taking bail widest possible group of things: gold, mobile phones, cars and so on.
To find the answer to the question of how to open a pawn shop, you need to take care of some equipment.Buy safes, telephones, computers, furniture.
Any pawnshop must be protected.And do not skimp on this.After all, your main task - to prevent the loss of property, which has been accepted by you.The best option - an appeal to the security agency.You will also need to hire employees to receive the goods on bail.Do not do without a competent accountant.
With regard to advertising, in this case, large-scale actions are not necessary.Suffice it to print leaflets and distribute them on the streets.You can put an ad in the newspaper.Outdoor advertising is also good.
If you're new and just looking for an answer to the question of how to open a pawnshop, you should read the terms and interest rates of your competitors experienced.They have already managed to earn a reputation, and you only have to do it.
According to preliminary estimates, the cost of opening such an office can be up to one and a half million rubles.And they will pay off after about a couple of years.