Should I buy now real estate in the Crimea in the mortgage?

click fraud protection

Should I buy real estate today?Surely this question bothers 99% of the Russians, who are forced to rent.However, the purchase of an apartment or house has always been considered one of the best ways to profitable investment.

Choice strategy

question of whether to buy now real estate, it becomes doubly important due to the fact that the US currency on a regular basis more expensive, and the Russian ruble can not come to stability.It would seem that everything is simple: the best way to protect their money from inflation - is to buy a house.Most of our fellow citizens are convinced that the price of apartments in the future will only increase.However, when addressing the issue: "Should I buy a property today?" - You need to consider the following factors.Today, you can not be sure of the stability of the dollar, the ruble and the cost per square meter.

Experts note that today should not make rash decisions in the desire to extract maximum benefit for themselves.Buyers should note the following: do not expect that because of the crisis, real estate will fall in price.But the apartment owners and contractors must take into account that there is no use for a long time to wait until the more expensive housing.

primary real estate market is gradually developing

Should I buy real estate today?Of course, yes, when it comes to new buildings.Currently, it intensified the demand in this market segment, to invest money in it to be him.A considerable part of developers did not change the ruble prices since last year - a weighty argument in favor to purchase an apartment in a newly built house.At the same time it should not be too slow to make a positive decision, because after a while the construction companies will raise prices for new buildings due to the rising costs of materials, systems engineering and energy, rising interest rates on the loan.

profitable to mortgage

huge number of Russians are concerned the question of whether to buy now real estate mortgage (2015)?

Definitely this question can not be answered.On the one hand, increased bank interest on the loan, on the other - has launched a program of government involvement in subsidizing mortgage lending programs.If we talk about the mortgage on the buildings, the objects of the primary real estate market are sold at the rate of 11-12%.Among other things, some developers offer to certain conditions, to reduce the amount of the contract at a subsidized rate, which further reduces the cost of housing.Thus, in this context, the question of whether to buy now real estate mortgage has a unique solution.The buyer is a winner: it saves on the discounts, he is allowed a long time to book accommodation, it receives payment in installments.

In any case, it becomes obvious answer to the question of whether to buy now real estate mortgages.January 2015 has demonstrated a positive trend in the above-stated segment of the market: bank rates have fallen from 20% to 16% (new buildings - 14.9%).

prices will be under pressure

In the secondary real estate market there was a peculiar situation.Despite the fact that a substantial part of potential sellers decided to postpone the sale, certain choices still remain.

way or another, but to buy an apartment category b / y makes sense for the simple reason that today the buyer has the right to dictate terms to the seller, and it means - there is a huge possibility to buy an apartment at a lower price.Homeowners, in turn, forced to make concessions, because it is not sure whether the increase in the cost of real estate a few months later.In the category of objects of economy class prices may reach 150 thousand.

Real estate Crimea

Today, a huge number of Russians considering the prospect of purchasing housing in Yalta, Kerch and Sevastopol.Perfect climatic conditions, picturesque nature, fertile soil - all this encourages investors to develop business in this particular geographical area, which recently came under the jurisdiction of Russia.

course, today one of the pressing issues is the question of whether to buy now real estate in Crimea.Let us consider it in more detail.

Prices are rising

coastal feature Crimea has clear boundaries, and therefore, places at all is not enough.

However, given the density of building the coastal territory, then there will be time to take a comfortable place in the sun.In general, the free area still abound, but this does not mean that investors should defer settlement of transactions: the price of the Crimean land is gradually increasing.As for the most promising areas (southern coast of Crimea), they are already 99% occupied.

Now profitable to buy real estate Crimean

Of course, the question of whether to buy real estate in the Crimea should be viewed from different angles.Many are deterred confusion in the legal framework of the republic, the register of real estate transactions should be brought in line with Russian legislation, which requires a certain amount of time.Also poor infrastructure Peninsula: Many objects have not been repaired since Soviet times.And, of course, for the development of the economy need to build a bridge across the Kerch Strait.Nevertheless, the question of whether to buy real estate in Crimea after the accession of our country, it is possible to give an affirmative answer.

If you are using a sound approach to investing, you can not only profitably acquire ownership in Yalta, but also to sell it after a while.If your apartment is a few hundred meters from the sea, it benefits from the sale can be a triple, as the demand for such objects is incredibly high.

Buy a house in the Crimea should be more because it can be rented out immediately after the transaction.Villas, houses, cottages in the Crimean villages are tenants of housing in high demand, so that the business can bring quite a good income for the season.Of course, superprofits not count, because the level of service leaves much to be desired.But over time, the situation in this respect will be straightened.

Imperfect legal framework

considering the question of whether to buy real estate in Crimea after joining the Russian peninsula, it should be said about the existence of a vacuum in the legislation that has accumulated due to the transition from one legal field to another.

real opportunity to register property transactions in the Crimea is not currently available, but this factor is not reduced demand for Russians at the spa facilities.In such circumstances, the price of the Crimean apartments went up.

Beware scammers!

It should be noted that the confusion in the legal sphere of the Crimea took advantage of local speculators.The Russians, who at registration of real estate transactions provide deposit are victims of scam artists who pose as the owners of apartments and houses, but in reality are not.The fact is that today, access to the registry is limited, so to determine who is the legal owner of the apartment is quite difficult.It is almost impossible to find and that imposed on immovable property whether any encumbrances.

In such a precarious legal field Crimean coast looks risky from the point of view of the object of investment attractiveness, and the fraudsters, of course, use it.Very often dishonest businessmen fake documents of title to residential properties.

According to media reports, first cut off the registers in the abnormal mode, which allowed the scams to collect the necessary information on the authenticity of documents and then make copies of them.

recommendations for those who decided to invest money in real estate Crimea

If you have decided to invest their savings in real estate Crimea, then stick to the recommendations given below.

1. Wait for the start of real estate sales: in circumstances where the money for the apartment will be sent after the paper will be issued on the transfer of ownership (in the registration authority).Otherwise you can not see not just an apartment or house, but also their own money.Remember, scammers are on the alert!

2. proschityvaya potential benefits from investments in real estate Crimea, do not forget to examine the prospect of a negative scenario for the deterioration of relations with Ukraine.On the other hand, you do not need to panic, because the presence of the Russian army on the peninsula - it is a guarantee of safety.

3. Analyzing the dynamics of increase in property prices of the peninsula and the prospect of the development of business in this segment of the market, do not forget from time to time to monitor the implementation of the construction of a bridge across the Kerch Strait.Only the types of road and rail communications will Peninsula economically prosperous region.Particularly promising in terms of investment is considered to be a bridge across the island of Tuzla, which involves the division of Kerch into two parts.

4. Developing a business plan to invest capital in the Crimean property should not to rely on the opinion of local experts.They do not know all the nuances and subtleties of the Russian legal system, therefore, to find lawyers, realtors, designers should use a selective approach.