Almost every modern bank offers its customers a range of online services that provide remote access to your account and allow you to manage financial flows from all over the world.
Ease of such proposals provided that the person to carry out certain banking transactions do not have to visit the branch of a financial institution or sent to the terminal.The main drawback is that within each bank is only available in a set of proposals to restrict the availability of agreements with partners.Users of the service have to look for a financial institution, whose services will best meet the needs.As an option - to adapt their needs to the capabilities of a particular institution.It is quite another thing - the universal banking application called uBank.What is it?Let's try to sort out below.
What is a financial application uBank?General information
UBank - is a universal mobile application that allows you at any time to exercise control over finances.It greatly simplifies the implementation of online payments.Software adapted to electronic payments and payment of specific services.
Let's look at the application generally.It has the format of a universal nature of internet banking, which allows the manipulation of all accounts, credit cards and electronic wallets, no matter to which the payment system or a bank to which they are attached.
considering an application uBank, what is it and what are the possibilities, should talk about complex safety of each payment and the savings in the payment of certain goods and services.Despite the fact that the service takes a certain percentage of commission for all manipulations, it simultaneously offers a wide range of stocks and discounts.
application possibilities
maximum expansion of services and options - it is one of the features of the application uBank.What it is and what it involves, consider the following.Each member of the universal financial system can pay for Internet service providers and mobile network operators, service housing and communal services and traffic police fines.Soft offers opportunities for shopping in online games.Buyers may make transfers to other users.A similar scheme invoiced.UBank application has a simple interface and is characterized by a contemporary, minimalist style.Download and use the application are carried out free of charge.
Priority goals
development of high-grade and mobile B2C- and B2B-type payments solutions that are able to meet the needs of today's users, not only in terms of ease of use, but also depending on the list of available services and suggestions - one of the main objectives of creating an applicationuBank.What it is, is obvious, but on the benefits worth mentioning separately:
- Comfortable and simple to work with credit cards and electronic wallets.
- Comprehensive Security payments.
- Open registration via mobile phone.
- Unhindered access to the complete list of operations.
team of professionals to develop applications, set itself a simple but at the same time a multi-faceted goal.It sought to create a universal language of communication between buyers and sellers, which, in principle, been achieved.
technical aspects
Appendix uBank - this is what people used to call the innovative online banking system.It is designed for smart phones, which operate on the basis of systems iOS, Android and Windows, and is installed on the device Samsung, Fly, and Huawei, which are common in Russia.The program is available at the store offers for all smartphone users.
software for iOS is effective in combination with operating system version 6.1 or higher.The program is adapted for Android, the operating system requires at least version 2.2.3.The format of the software for Windows is compatible with OS versions 7.5, 8.1 and 8 and has significant external and functional differences.
uBank, reviews of which only positive due to its versatility, has a certain resemblance to the standard applications of banks.But if in the past as the user ID is accepted to enter the account number or card, in this situation, the binding is done directly to the mobile phone number.
What the user sees the system?
first window that opens to the user, provide detailed information on the customer's account balance in the system.Here you can get information about the status of their card accounts, held on recent transactions and payments system.
considering the question of what is uBank phone, it should be said about the two formats work with this application:
- binds the card to the bank for payment through.During the payment from the account of the client removed the commission, but the actual payment is done through a card tied.
- operations are carried out directly from the account in the system after the user completes his application from the card or any other means.
features use virtual bank
By using one design, you can send funds to a variety of services in any financial institutions, any card accounts.To bind the card enough to take a picture of her with the camera in the application.Optionally available manual input means.In carrying out each payment system asks CVV-code that provides additional protection.To connect the card to the account to be debited her one currency, which after binding returned.
Commission within the
Some services are paid no fees but for certain manipulations may pay a fee equal to two percent of the amount.It is worth to note that some banks charge a fee for accrual of the money to the card account.This feature goes beyond the responsibility of the system and the moment is better to specify particular service at the bank, including the design of large loans.
Appendix uBank, reviews which always characterize the software on the positive side due to its convenience and flexibility, not to charge a fee for internal transfers made for the benefit of any person whose number is in the phone book (under the condition that hesmartphone is already installed the program).
summarize.Overall Rating application
After a detailed consideration of the program is quite obvious that the questions on how to install or remove uBank the phone, can not be considered complex.Everything is intuitive and clear.Compared to other payment systems in uBank the implementation is simple and focuses on a wide range of users.
It is said of a large number of additional proposals, in particular, is available for setting the regular payment or payment history, which allows to control their financial flows.Each operation is transparent, simple and clear, completely devoid of accidental.Regularly available updates that make the software even more convenient for everyday use.
