Probably everyone in life there are situations when urgently needed money."Where can I get the necessary amount?"- A question that has long tormented by the vast majority of our fellow citizens.At the moment immediately obtain the necessary amount can only be referring to the credit institution and issued the loan.This service is gaining popularity in recent years among the population of our country.This is due to significant changes in the legal and financial fields in Russia.
Credit cards and their use
One of the most popular answers to the question: "Where can I get a lot of money?"- It is the design of a credit card.This service has become so popular that many financial institutions throw all its resources on the development of this area, covering parts of the mortgage and car loans.What makes credit cards so popular among consumers:
- grace period - the length of time from 45 to 60 days, during which the borrower can use the funds of the bank at its discretion, free of charge.This option can be the answer to the question "where to get a lot of money," but a very small number of users to understand when it begins a grace period.The Bank considers it, starting from the last reporting date, and not from the time of withdrawal from an ATM, as many mistakenly believe.
- Revolving credit line - the borrower can obtain new funds in the debt as soon as the current loan will be repaid.Thus, the user can bring a certain amount, to repay the loan, and immediately receive the sum as new.You will not need more time to visit the bank branch and provide documents or guarantees.
- Simplicity of design - to obtain the credit card is sufficient to bring the bank a valid passport of the Russian Federation and one any license with a photo.It is necessary to counter the various fraud schemes.
As part of the credit card, you can get up to 300 thousand rubles under 40% per annum.After the end of the grace period, the user will have to pay from 5 to 10% of total debt and a minimum amount of payments.
Consumer lending, or answer to the question: "I want a lot of money, where to get?"
Another way to obtain the necessary amount of cash is the design of the consumer program.In the framework of any borrower can get from 10 thousand to 10 million rubles.For registration will be required to meet the following conditions:
- submit an application form;
- identification and passport - these items enough for the amount of 500 thousand rubles;
- submit a certificate from work on the level of income and total length of service - for the amount of up to 1.5 mln. Rubles;
- guarantee or pledge object as the car will allow to issue a loan from 1.5 to 3 million. Rubles, and will be an excellent answer to the question of where to take a lot of money;
- collateral in the form of real estate can help to get a loan from 3 to 10 million. Rubles, to determine the exact amount will have to hire a professional appraiser bank.
At the moment, the average consumer of the country should no longer the question arises, where to take a lot of money.Today, any credit institution can provide its customer almost any amount of money.The main task today is the borrower's precise definition of their needs and capabilities to repay existing loans.
