Every year the credit cards in Russia are becoming more and more popular, because sometimes such that there is no money.And then in front of you a question: "How to get a credit card Savings Bank?"In this article you will learn all the ways of obtaining such a card, as well as how to use it.
How to get credit card of the Savings Bank?
You're lucky if you get a pension or salary at the map of the Savings Bank, as to you the procedure for obtaining simplified.If you have worked or receive a pension of more than 3 months, then you already have predodobrenny limit.You can get an instant map immediately or order the gold and get it in 3-5 days.The difference between these cards is that instant on the map 19% per annum, and a gold - 17.9%.Also, gold card name.Like an instant and have a gold card in the first year there is no annual maintenance.
In addition, if you once took out a loan from Sberbank, then you must also be predodobrenny limit.
How to get credit card of the Savings Bank in another case?
you need to work 6 months on the current workplace, provide a certificate of 2-PIT, or fill in the form of bank and attach a copy of the work book.Next, the inspector enters a request, within 2 days of its underwriter will consider and decide on issuing the card, as well as the credit limit.If you take a map, on general terms, it is an annual service.If a gold card - 3000 rubles a year, if the classical - 750 rubles.
If you want to emphasize your status, then before you raise the question: "How do I get credit cards American Express Platinum?"This card is available only in the event that in the past 6 months, the inflow of funds to the account of the Savings Bank is not less than 3 million. Rub., The total length of service must be at least 1 year in the last 5 years.Work out at the current place of work need to 6 months.But this card will give you many advantages for you to open Vip-the most famous halls of airports, there will be special ticket prices, additional benefits in over 1000 hotels around the world, big discounts when renting a car to explore the companies, and many other privileges.This card has an annual maintenance cost of 10 000 to 17 000 rubles per year, while the interest rate on it will be 17%.
How to use credit cards?
Credit cards from Sberbank have a grace period, and it is 50 days.During this period, you have to repay.For 50 days you can pay for all non-cash card purchase, but if you want to withdraw money, then you have to immediately withdraw 3% for cash, and the grace period you will not have to act, ie. E. Right will accrue.If this is the card, the date of the reporting period indicated on the pin envelope if instant card, it is the date of issuance of the card.For credit card you will be connected to the service "Mobile Banking", which will remind you of when and how much you have to repay.If you do not have time to repay, the minimum amount of repayment - 5% of the amount expended.
So, we responded to a question about how to get a credit card Savings Bank, as well as how to use them, and pay nothing.Now go to the bank and order the card, because this "spare wallet" never hurt!
