What is leasing?

has recently become popular this form of rent as leasing.What attracts entrepreneurs in this kind of operations?In fact, this kind of rent is attractive not only for the borrower, but also for the lender because it implies non-nested property complex in the capital or fixed assets and the subsequent redemption of the object of the lease.

Thus, on the one hand, the investor acquires a completely unneeded equipment and leases it for temporary use, for which he receives an appropriate fee.Moreover, after a certain period of time the borrower buys a used property.On the other hand, an entrepreneur, who currently do not have temporarily idle funds for the purchase of necessary equipment, is able to use it now.

Considering that such leasing, should understand that it is primarily a successful investing.Lender acquires certain equipment at the customer's request and sends it to the last private instruction for a specific time period after which the borrower retains the right for the full redemption of the property.Between the parties to the transaction is an agreement in writing and signed by the parties.The contract specifies the basic conditions and the rights and obligations of the counterparties.

Asked about the fact that leasing is necessary to clarify the distinctive features.For example, the operation involves the presence of three members: an investor willing to provide funds, the lessor or the company that acquired the necessary property, and the lessee directly, in other words - the borrower.Leasing form of a lease combines several activities.The lender, acquiring equipment, performs investment activities.It then sends the equipment to the lessee for temporary use, that is, come into force and credit relations.

Unfortunately, until now, many entrepreneurs have little idea what is leasing and how it is useful for the development of the company.Leasing to accelerate sales of specialized products, which is clearly favorable to the activity of lessors.And the investor makes successful investment of temporarily free financial resources, since refund is guaranteed, if not in money, in material terms.The lessee in the case of the transaction has a unique opportunity to expand the scope of its work now without having to pay a large lump sum.

Positive dynamics in the development of this industry and, therefore, an understanding that is leasing in the Russian market is growing rigorously.This trend is due to favorable credit conditions and the possibility of applying the method of accelerated depreciation.In addition, the calculation of lease payments made depreciation deductions, which can be done in standard credit relations.In addition to the registration of lease agreements will have to spend much less time and effort than in the case of a bank loan.

As practice shows, this service may be useful not only for individual companies and entrepreneurs, but also to individuals.For example, if you have a desire to buy a car, but the necessary sum for this is not, and a bank loan supply unprofitable think it is necessary to learn what a car lease.